Lot's of people that I talk to want advice about fitness. Some of those people pay me, but many, many do not. After trying--and failing--many times to give off-the-cuff answers, I realized why it was so tough.
See, my advice almost always boils down to one thing: think about your muscles for at least 30 minutes, every day. I swear, I think that "program" could work for just about anyone with any goal. But as far as workout-advice goes, it's just not that exciting.
The hard part is not knowing what to do to help people, but in knowing how to get people to give a shit about themselves.